KazMicroFinance (KMF) is the largest microfinance institution in Kazakhstan, with over 245,000 clients. It has a network of nearly 120 branches and outlets situated in urban and rural areas. The Institution offers loans for agriculture and business purposes to micro and small entrepreneurs, with a focus on rural areas; it fosters financial inclusion through its reach to the lower income segment of the population, and offers both individual and group loans. Micro loans represent 79 per cent of the portfolio, 59 per cent of the total portfolio are loans provided to women and 35 per cent of the total portfolio are loans for agriculture purposes (February 2019). KMF is supporting its clients by providing not only financial services but also by providing financial literacy education and business management training.